Retirement Strategy: 5 Financial Dividends To Buy Here

"Resolving Retirement" subscribers had an advance look at this material.

Self-managed investors and retirees have the advantage of avoiding fees. This is now more important than ever because of the market's very low yields. How important?
A self-managed investor starting with $250,000 and getting a 6% average annual return for 20 years will end with $801,783.87. An investor paying a 0.99% annual advisor fee and getting the same return will end with $664,589.05, with the advisor getting the other $137,194.82. Even with relatively modest fees, investors can expect to lose a significant portion of their gains.
It is crucial for investors to self-manage and avoid fees, but many investors may not feel comfortable doing that. We think we have a solution - we think the best strategy for self-managed investors is to have a US equity portfolio, and a CD ladder when entering retirement.
We have been recommending a number of investment ideas for the US equity portfolio, and now we want to look at the US equity opportunities in two defensive, high income, unloved sectors: healthcare and financial services.

We tackled healthcare in our last piece, today we will focus on the financials.
No energy sector?
We are bullish on the long-term prospects of healthcare and financial services. But the energy sector seems to be stuck in a world with low demand. Secular stagnation seems very real, and if that is indeed energy's problem, it should persist... Read more